How access, data and consent work
Access on 0th is jurisdiction-based. If a feature is not allowed in your location, we may block it, remove it from the page or prevent it from loading until it is available where local law permits. We collect the details needed to create and secure your
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account, process requests, keep audit trails and meet legal duties, and we do not ask for more than is needed for those tasks. Cookies help with sign-in, session continuity and page state; you can clear them in your browser, though some settings will reset. When a
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payment rail such as UPI, Paytm, PhonePe or Google Pay is available for your region, it appears in the payment area alongside the relevant checks. If we need extra proof before a change or a withdrawal request, we use it to protect the record, confirm the
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person on the account and reduce mistakes in the legal file.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.