How These Terms Work in India
These terms govern how your account is created, how we verify details, how balances are handled, and when access can be paused or closed. If local law does not allow a service in your region, the relevant part does not apply there. When you add money
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through UPI, Paytm, PhonePe, or Google Pay, the name on the payment method should match the account details you gave us so checks do not stall. We may ask for extra verification before a withdrawal, after a detail change, or when a transaction looks inconsistent with
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your usual pattern. If we need to freeze a balance while we review a mismatch, we do so only for the time needed to complete the check. Any change to the terms takes effect when it is posted on this page. You can always reach us
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with the clause reference if you want the exact wording checked.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.